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1600, 21 MacDonald Drive
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What a great investment opportunity or for the first time homeowner and get out of the rental rut today! This home has 3 spacious bedrooms on the upper level and an over sized storage unit for all the things. There is a 1- 4 pc bathroom on the 2 second floor and a 1-2 pc bathroom on the main floor just off the kitchen for your convenience. This property has lots of windows to let in all the natural light and a large balcony off the eating area the perfect place to relax and enjoy the evening sun sets as it faces NW. The seller has also had installed new carpet installed in the living room. The location of this property is second to none as it sits in the heart of the Clearwater River valley. Close to everything you will need parks, shopping, bus route, schools shopping and the local trails. This home also comes with 1 titled parking stall in the parkaid located very close to the unit. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| 2pc Bathroom | 4.50 Ft x 4.58 Ft | |
| Kitchen | 8.42 Ft x 10.17 Ft | |
| Other | 7.25 Ft x 11.50 Ft | |
| Living room | 11.25 Ft x 11.33 Ft |
Second level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 8.33 Ft x 4.92 Ft | |
| Bedroom | 8.25 Ft x 9.25 Ft | |
| Bedroom | 8.00 Ft x 12.00 Ft | |
| Primary Bedroom | 9.42 Ft x 12.00 Ft | |
| Storage | 3.42 Ft x 5.50 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
130.64%
Cap rate
30.99%
GRM
2.8
Break-even rent
$569
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
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Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 13, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.