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203A Fitzgerald STREET
Built in 2018, this 1,256 sq. ft. home features 4 bedrooms and 3.5 bathrooms, including a spacious primary suite complete with a walk-in closet and private ensuite. The open-concept main floor is designed for modern living, highlighted by a beautiful kitchen with granite countertops, a central island, and plenty of cabinet and workspace for cooking and entertaining. Quality finishes throughout include maple railings with metal spindles, while the separate side entrance adds flexibility and future potential. The basement has already been developed, providing additional living space, and includes plumbing rough-ins for a future kitchen, making it an excellent option for those considering a secondary suite or extended family living arrangements. The attractive exterior offers great curb appeal with a generous front veranda and low-maintenance finishes. Outside, you'll find a fully fenced backyard and a two car, heated garage. Located in an established neighbourhood close to schools, parks, shopping, and other amenities, this move-in-ready home offers outstanding value and versatility without the burden of condo fees. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 15 × 13.6 feet | |
| Dining room | 9.8 × 8.8 feet | |
| Kitchen | 14 × 10 feet | |
| 2pc Bathroom | X x X |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 13.4 × 13.8 feet | |
| Bedroom | 9.6 × 9.4 feet | |
| Bedroom | 11.2 × 9.6 feet | |
| 3pc Bathroom | X x X | |
| 4pc Bathroom | X x X |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.47%
Cap rate
4.57%
GRM
13.9
Break-even rent
$3,025
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 21, 2026.
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Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.