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175 5th AVENUE NW
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Swift Current · Single Family · under $225,000 · 2+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Located just steps from downtown Swift Current, this versatile property offers endless possibilities with its commercial zoning. Whether you're looking for a charming residence, boutique storefront, coffee shop, professional office space, or investment opportunity, 175 5th Avenue NW is ready to suit your vision. The main level features a spacious living room with beautiful hardwood flooring and plenty of room to accommodate both comfortable living and formal dining if desired. The kitchen offers ample cabinetry and a convenient dining area, creating a functional and welcoming space for everyday living. A bright and inviting porch provides the perfect spot to enjoy your morning coffee while soaking in the natural light. You'll also find two comfortable bedrooms and a 4-piece bathroom on the main level. The basement offers additional potential with a third bedroom already framed and drywalled, ready for your finishing touches, along with plenty of storage space. Outside, you'll appreciate the single detached garage, RV parking, underground sprinklers, and a well-maintained yard. Recent updates, including new shingles, provide added peace of mind and value for years to come. With a prime location close to downtown amenities and commercial zoning that opens the door to countless opportunities, this property is ideal for entrepreneurs, investors, or buyers seeking a unique live-work space. Whether you're looking to operate a business, invest, or simply enjoy a home in a fantastic location, this property is one you won't want to miss. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 15'10 x 14'10 |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 14'1 x 12'1 | |
| Living room | 20'7 x 12'2 | |
| Bedroom | 12'1 x 10'9 | |
| Bedroom | 10'11 x 10'9 | |
| 4pc Bathroom | 5'10 x 7'2 | |
| Enclosed porch | 7'5 x 14'8 | |
| Enclosed porch | 3' x 4'9 |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
31.76%
Cap rate
11.22%
GRM
6.9
Break-even rent
$1,291
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 12, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.