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106, 174 N Railway Street
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Welcome to this beautifully updated 933 sq. ft. condo in the heart of Okotoks, offering the perfect blend of style, comfort, and convenience. Ideally situated on Railway Street just steps from Elizabeth Street, this bright and inviting home places you within walking distance of shopping, restaurants, parks, pathways, and everyday amenities, making it an exceptional opportunity for first-time buyers, professionals, downsizers, and investors alike.Step inside to discover a thoughtfully refreshed interior featuring modern laminate flooring throughout and soft, contemporary paint tones that create a warm and welcoming atmosphere. The spacious open-concept layout is designed for both comfortable everyday living and effortless entertaining, with a generous living and dining area filled with natural light.The well-appointed kitchen offers sleek countertops, ample cabinetry, and included appliances, providing both functionality and style for meal preparation and gatherings. The intelligently designed floor plan features two generously sized bedrooms, including a private primary retreat complete with its own ensuite bathroom. The second bedroom offers excellent flexibility and can easily accommodate guests, family members, a home office, or hobby space.Adding to the appeal is the convenience of an assigned underground parking stall, providing year-round protection from the elements and added peace of mind.Whether you're looking for a move-in-ready home, a lock-and-leave lifestyle, or a smart investment property in one of Okotoks' most walkable locations, this condo delivers outstanding value and low-maintenance living. Enjoy the charm of a vibrant community while having everything you need right at your doorstep. Don't miss your opportunity to own this stylish and affordable home in a prime central location. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Other | 5.50 Ft x 3.92 Ft | |
| Laundry room | 5.00 Ft x 5.25 Ft | |
| Primary Bedroom | 7.00 Ft x 12.75 Ft | |
| Other | 5.33 Ft x 4.67 Ft | |
| 4pc Bathroom | 8.00 Ft x 4.92 Ft | |
| Dining room | 7.25 Ft x 8.33 Ft | |
| Kitchen | 10.33 Ft x 9.00 Ft | |
| Living room | 12.83 Ft x 10.42 Ft | |
| Bedroom | 9.50 Ft x 12.00 Ft | |
| 4pc Bathroom | 8.08 Ft x 4.92 Ft | |
| Other | 10.50 Ft x 7.00 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
1.13%
Cap rate
5.09%
GRM
12.7
Break-even rent
$1,842
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 14, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.