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Reduced $64,900 (10%) from $649,900
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Rural Lac Ste. Anne County · Single Family · under $650,000 · 4+ bed · 2+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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14 Spruce RD
**JUDICIAL SALE**Welcome to one of Birch Cove’s finest lakefront homes, backing directly onto Lac la Nonne with unobstructed views. This beautifully renovated 5 bed, 3 bath home offers over 2,600 sqft of living space with a walk-out basement. The main floor features rich kitchen cabinetry, granite countertops, hardwood floors, and a stunning stone fireplace, all complemented by large windows capturing the lake. Upstairs, the primary suite offers a private retreat with breathtaking views and its own deck overlooking the water. The walk-out lower level is perfect for entertaining with a spacious games area and direct access to the backyard and shoreline. Thoughtfully upgraded throughout with quality finishes, craftsmanship, and attention to detail, this home delivers the perfect blend of luxury, comfort, and true lakefront living. Enjoy your own private escape just steps from the water ideal for year round recreation, boating, and unforgettable memories. Experience lakefront living with unmatched views. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Bedroom 5 | 4.49 × 3.25 meters |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 4.76 × 4.66 meters | |
| Dining room | 3.25 × 3.13 meters | |
| Kitchen | 4.73 × 4.22 meters | |
| Bedroom 4 | 3.42 × 3.33 meters |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 6.08 × 4.64 meters | |
| Bedroom 2 | 4.64 × 2 meters | |
| Bedroom 3 | 3.44 × 3.3 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
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Insurance estimate
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Commute
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Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 10, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.