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1320 13 Street N
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Completely renovated from top to bottom, this move-in ready half duplex offers stylish updates, functional living space, and an unbeatable North Lethbridge location close to schools, parks, shopping, the public pool, arena, and more. The bright bi-level design features a spacious living room with large windows and a new electric fireplace, a stunning brand-new kitchen with upgraded stainless steel appliances, ample pantry space, and a dining area with garden doors leading to the rear deck.This home was recently renovated top to bottom and renovations include new vinyl plank flooring, tile and carpet throughout, fresh paint, new baseboards, modern light fixtures, new blinds, and completely renovated bathrooms. The fully developed lower level offers two large bedrooms, a beautifully updated 4-piece bathroom, laundry/utility room, and additional storage.Outside, you'll appreciate the massive rear driveway with room for up to four vehicles, a 17' x 22' super single garage fully finished with functional built in shelving and work benches, landscaped yard spaces, and a private patio area between the home and garage. Additional features include central air conditioning, durable composite siding, and a Ring security system with video doorbells. An excellent opportunity for first-time buyers, downsizers, or investors looking for a turnkey property. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 11.50 Ft x 13.33 Ft | |
| Laundry room | 7.75 Ft x 11.83 Ft | |
| Bedroom | 9.00 Ft x 13.50 Ft | |
| 4pc Bathroom | .00 Ft x .00 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 13.58 Ft x 18.93 Ft | |
| Kitchen | 7.91 Ft x 11.84 Ft | |
| Dining room | 9.17 Ft x 13.92 Ft | |
| 2pc Bathroom | .00 Ft x .00 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.08%
Cap rate
4.65%
GRM
13.6
Break-even rent
$1,958
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
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Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 20, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.