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4, 1302 Bow Valley Trail
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Secure a prime commercial asset in the heart of Canmore’s Bow Valley Trail corridor—one of the most active and high-visibility business districts in the Canadian Rockies. Unit 4 at 1302 Bow Valley Trail offers approximately 850 square feet of versatile space within the sought-after Bow Valley Trail Central (BVTC) district, supporting a wide range of retail, service, and wellness-oriented uses.This is a rare opportunity to balance immediate income with long-term flexibility. The unit is currently tenanted through 2027, providing stable cash flow from day one, while the adaptable BVTC zoning allows for future repositioning to suit your own business or evolving investment strategy.Positioned along a high-traffic corridor with strong exposure to both locals and Canmore’s steady stream of visitors, the property benefits from shared front parking and convenient access to downtown without the typical congestion. With market lease rates ranging from $34 to $39 per square foot, there is clear upside potential in a supply-constrained commercial market.Whether you’re an investor seeking reliable income or a future owner-occupier planning ahead, this offering delivers the best of both—security today and flexibility tomorrow. (id:65958)
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-6.86%
Cap rate
3.49%
GRM
16.6
Break-even rent
$3,535
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
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Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Mar 27, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.