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12201 98 Street
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Affordable homeownership with NO lot fees in Crystal Ridge! Situated on completely owned land, this well-kept 1999 3-bedroom, 2-bathroom home offers a functional layout, unique outdoor spaces, and excellent value for buyers looking for more than just the basics.Inside, you’re welcomed by vaulted ceilings that help create an open and spacious feel through the main living area. The bright living room features a large front window that brings in plenty of natural light, while the kitchen offers an abundance of cabinetry, a pantry with additional built-in shelving, and plenty of space for everyday living and storage.At the front of the home, you’ll find two bedrooms along with a full 4-piece bathroom, making it a practical setup for kids, guests, or a home office. Towards the rear is the laundry and furnace room, which leads into a versatile addition that can be used as a hobby space, workshop, or extra storage. The spacious primary bedroom is located at the back of the home and features a unique 5-piece ensuite complete with a jetted soaker tub and a large walk-in shower, created by converting the original walk-in closet into a practical and oversized shower space. There is still a closet for any bedroom storage requirements.The addition also provides access to the rear deck, where you’ll find an insulated built-in hot tub surround, currently set up with an inflatable hot tub, creating a private space to unwind year-round. The backyard is full of charm and character, featuring two large custom-built sheds, a beautifully maintained lawn, artistic touches throughout, and a cozy fire pit area perfect for relaxing or entertaining.Outside also offers a graveled parking area and the added convenience of RV plug-in capability. Recent updates include newer shingles approximately 5 years old and newer stainless steel kitchen appliances.If you’ve been searching for affordable ownership, outdoor charm, and the added bonus of owning your land, this Crystal Ridge property is one you’ll want to see. Contact your REALTOR® today to book your private showing. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 11.50 Ft x 14.75 Ft | |
| 5pc Bathroom | 4.83 Ft x 14.67 Ft | |
| Bedroom | 10.83 Ft x 9.33 Ft | |
| Bedroom | 8.67 Ft x 9.25 Ft | |
| 4pc Bathroom | 5.17 Ft x 7.25 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
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Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 17, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.