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1128 Garnet STREET
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Regina · Single Family · under $125,000 · 1+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Welcome to 1124 Garnet Street, a well-maintained and thoughtfully updated home offering comfort, efficiency, and excellent value. This 2-bedroom, 1-bathroom residence features numerous recent improvements, including updated flooring, interior doors, fresh modern paint, and upgraded windows throughout. The main living area is bright and inviting, benefiting from generous natural light and a functional layout. The kitchen has been refreshed with contemporary finishes, including a modern backsplash and ample cabinetry for everyday storage and meal preparation. Downstairs, the basement has been enhanced with Halo Interra insulated wall panels, contributing to improved energy efficiency and year-round comfort. Additional value is added with the included ShelterLogic waterproof round-style car garage shelter with UV protection. Ideal for first-time homebuyers or as a solid investment opportunity, this property is conveniently located and move-in ready. Contact your real estate professional today to arrange a private viewing. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Other | — |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 7.8 × 11.2 feet | |
| Living room | 24.9 × 10.4 feet | |
| Bedroom | 11.4 × 9.3 feet | |
| 4pc Bathroom | — | |
| Bedroom | 9.2 × 11.3 feet |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
74.38%
Cap rate
19.74%
GRM
4.2
Break-even rent
$660
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Mar 13, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.