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Investment signal

$599,000

111 AINSLIE STREET N

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Beds

Baths

2

Sqft

Year

Type

Multi-family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Cambridge. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Check out this unique opportunity that provides a chance to participate in a growing neighbourhood in Waterloo region!Located in Galt, this beautiful limestone block house is zoned for residential and commercial use, with lots of options, depending on yourneeds. Located within walking distance to the local farmer's market, cafes and bakeries, yoga studios, restaurants, Victoria Park, Ainslie Streettransit terminal, Mill Race Park, the Grand River, the Cambridge Mill, art galleries, and live music festivals, this location allows for accessing anexciting, vibrant, and diverse lifestyle. Currently consisting of one 3-bedroom, 1 bathroom unit and one 1-bedroom, 1 bathroom unit - an idealsetup for multi-generation families! The property has seen many recent updates including windows, kitchens (2018 and 2019), modern lightfixtures on dimmers, and patio privacy fence and gate. Take advantage of this versatile space in a growing part of the Kitchener-Waterloo-Cambridge region! Back unit is being rented for $1,400/month. (id:65958)

Subtype
Multi-family
Structure
Multi-Family
Living area
1,380 square feet
Lot dimensions
33 x 92 FT
Parking
4 total
On market
Jan 9, 2026
Status changed
Apr 20, 2026
Annual tax
$3,359
Zoning
FC1RM1
Photos
19
MLS#
X12681226
Area
CAMBRIDGE

Features and systems

Appliances

WasherDryerBlinds

Heating

Forced airNatural gas

Cooling

Fully air conditioned
Negative cash flow ~$681/mo at these assumptions

Cash on cash

-6.82%

Cap rate

3.50%

GRM

16.6

Break-even rent

$3,717

Financing

Down payment$119,800
Loan amount$479,200
Mortgage$2,428/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$275
Insurance$80
Maintenance$499
CapEx reserve$250
Vacancy loss$150

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,428/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 20, 2026.

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