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1109 S Railway STREET E
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This listing is a unique opportunity located in a high traffic area of town across the street from Riverside Park. The lot has ample parking space, hosts a 18’x20’ garage as well and is zoned for both commercial and residential use. The building layout would suit numerous situations for an entrepreneur that can live on site if they wish. The design features both a commercial front end and a residential space in the back which hosts 2 bedrooms, a living room, a kitchen, and 4-piece bathroom. The commercial front end of the building is an open flow front to back with useful rooms off to the side including an office space at the front, and a walk-through storage space which leads to a practical, 2012 4-piece bathroom. This end of the building also has laundry hookups. Some businesses that could easily work in this space are a hairdresser or barber, photographer or artist, a yoga studio, a dog groomer, and more! The building features new shingles on the commercial side and blow-in insulation in the attic. There is currently no access between the front and back of the building but it is set up to be very easily connected if desired. Call for more info or to book your own personal showing! (id:65958)
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 1, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.