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1104 97th STREET
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Tisdale · Single Family · under $125,000 · 1+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Welcome to this charming 2-bedroom, 888 sq. ft. bungalow, perfectly situated in a convenient location close to downtown, the elementary school, and the seniors’ recreation centre. Whether you’re a first-time homebuyer, looking to downsize, or searching for an investment property, this home offers plenty of potential. The exterior features low-maintenance vinyl siding with durable metal soffits and fascia, while the spacious backyard provides plenty of room to relax, garden, or entertain. Enjoy summer evenings on the deck, and take advantage of the convenient storage shed for all your outdoor tools and seasonal items. With its functional layout, great location, and affordable appeal, this is a wonderful opportunity to make a home your own. As per the Seller’s direction, all offers will be presented on 07/20/2026 10:00AM. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Other | — |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 14'14 x 11'4 | |
| Dining room | 8' x 5' | |
| Living room | 18' x 11'9 | |
| 4pc Bathroom | — | |
| Bedroom | 7'5 x 8'5 | |
| Bedroom | 10' x 11' |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
55.51%
Cap rate
15.97%
GRM
5.0
Break-even rent
$781
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jul 11, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.