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11 Loder Mountain Drive
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Exshaw · Vacant Land · under $525,000. Alerts only send when there are new or meaningfully updated matching homes.
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Build your dream mountain home on this generous 9,774 SF fully serviced lot in the heart of Exshaw. Situated on a quiet cul-de-sac and backing directly onto nature reserve and the Bow River, 11 Loder Mountain Drive offers an uncommon combination of privacy, natural beauty, and convenience. Municipal water and sewer are already in place, a significant advantage that eliminates the cost and complexity of well and septic systems. Zoned R1-S under the MD of Bighorn, this lot permits a single detached dwelling up to 10m (33 ft) in height with up to 45% site coverage, and also allows for an accessory dwelling unit (attached or detached, subject to approval), creating real potential for a secondary suite and rental income. Short-term rental use may also be available through a discretionary permit, adding further flexibility for buyers looking to offset carrying costs or generate investment returns. The level building site provides a straightforward canvas for construction. Just 10 minutes to Canmore, Exshaw offers the peace of a tight-knit mountain community without the pace and traffic of a resort town, at a fraction of comparable Canmore lot prices. Whether you're planning a forever home, a weekend retreat, or an income-generating property, this is one of the most versatile and well-positioned lots available in the Bow Valley. (id:65958)
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.28%
Cap rate
4.61%
GRM
13.8
Break-even rent
$2,904
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 6, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.