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Morinville · Single Family · under $550,000 · 3+ bed · 4+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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10711 98 ST
PRE-CONSTRUCTION | LEGAL SUITE | BACKS ONTO TRAIL | $489K! Stunning pre-construction living awaits in this exceptional half duplex by Gigabyte Homes—Master Builder. Priced at a remarkable $489k, this S.F home offers an unparalleled entry into luxury with a rare financial advantage: first-time buyers may qualify to get their 5% GST rebate! The elegant design features four bedrooms, 3.5 bathrooms, and a dedicated upper-level office space for seamless work-from-home refinement. A double attached garage adds everyday ease, while the fully finished LEGAL BASEMENT SUITE, complete with a separate entrance, presents an ideal mortgage helper or stylish guest accommodation. The premium lot backs directly onto a walking trail, ensuring serene, unobstructed views with no rear neighbors. Positioned mere steps to everyday groceries and only 12 minutes to St. Albert's vibrant core, the location is simply superb. Secure this coveted new build today and step into a home where exceptional value meets timel (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Bedroom 4 | — | |
| Second Kitchen | — |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | — | |
| Dining room | — | |
| Kitchen | — |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | — | |
| Bedroom 2 | — | |
| Bedroom 3 | — | |
| Bonus Room | — |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.49%
Cap rate
4.57%
GRM
13.9
Break-even rent
$3,053
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 21, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.