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104 Montreal AVENUE
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Saltcoats · Single Family · under $200,000 · 2+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Welcome to Saltcoats, Saskatchewan, a vibrant lakeside community just 20 minutes from Yorkton and approximately 35 minutes from the area’s potash mines, making it an excellent choice for commuters, first-time buyers, retirees, or anyone looking to enjoy a quieter pace of life. This well-maintained home features two bedrooms and a full 4-piece bathroom on the main level, with the basement offering a convenient 2-piece bathroom, an additional bedroom, and plenty of space ready for your future development ideas. Whether you’re dreaming of extra bedrooms, a family room, or the ultimate recreation space, the potential is yours to create. Outside, you’ll love the single detached garage and the oversized lot, providing endless room for gardening, kids to play, a trampoline, a swimming pool, or simply enjoying your own private outdoor retreat. Located just minutes from Anderson Lake, you’ll appreciate the recreation and beauty that make Saltcoats such a desirable place to call home. The community is known for its welcoming atmosphere, strong sense of pride, and excellent K–8 elementary school, along with convenient amenities including fuel, local services, and recreation. It’s a place where neighbours know each other, children thrive, and life moves at just the right pace. If you’ve been searching for affordable home ownership in a thriving community with an easy commute to Yorkton and the surrounding mines, this property deserves a spot on your must-see list. As per the Seller’s direction, all offers will be presented on 07/08/2026 6:00PM. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| 2pc Bathroom | — | |
| Bedroom | — | |
| Other | — |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Dining room | — | |
| Living room | — | |
| Primary Bedroom | — | |
| 4pc Bathroom | 7.2 feet | |
| Bedroom | — | |
| Kitchen | 9.11 feet |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jul 1, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.