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1032 18 Avenue SE
Beds
4
Baths
4 full + 1 half
Sqft
1,513
Year
1912
Type
Single Family
On market
75d
Welcome to 1032 18 Avenue SE, a beautifully updated character home located on a quiet street in the heart of Ramsay, one of Calgary’s most sought after inner city communities. Just steps to Ramsay School and minutes from Inglewood, the Stampede Grounds, the Saddledome, river pathways, parks, tennis courts, skating rink, breweries, restaurants, coffee shops, and galleries, this location truly captures the best of inner city living.This turn of the century home has been extensively updated throughout and offers a rare combination of charm, functionality, and meaningful modern improvements. Inside, the home is bright and inviting, with large windows, high ceilings, and a layout that blends classic character with contemporary style. The main level features luxury vinyl flooring throughout, creating a clean and cohesive feel, while the brand new kitchen has been beautifully finished with new shaker cabinets, butcher block countertops, subway tile, custom lighting, and stainless steel appliances. The main floor is also complemented by an updated half bathroom and convenient laundry.The upper level offers three bedrooms, including a spacious primary retreat complete with a beautifully updated 3 piece ensuite. This stylish space features a striking walk in glass shower wrapped in rich green ceramic tile, a modern vanity, and clean contemporary finishes that give it a fresh and elevated feel. This level also includes a stunning 4 piece bathroom with a custom wall feature, modern tile, and custom cabinetry that adds both style and storage. The upper floor balances thoughtful updates with the warmth and character expected from a home in this location.The basement features a legal suite with one bedroom, a 3 piece bathroom, and its own laundry, adding valuable flexibility for extended family, guests, or revenue potential. This lower level adds even more functionality to the home and creates an opportunity that is increasingly hard to find in inner city Calgary.Extensive upg rades throughout the property include updated mechanical systems, replaced windows, electrical service and panel upgrades, a high efficiency furnace, and quality renovations that make this home feel move in ready. Every major area has been thoughtfully improved to offer comfort, efficiency, and long term value.The backyard is private and functional, with space to enjoy throughout the warmer months, while the heated single detached garage is insulated and drywalled with its own sub panel, adding even more practicality for everyday living.Whether you are looking for a character home with modern updates, a property with income potential, or a well located inner city home close to some of Calgary’s most vibrant amenities, this is a rare opportunity in one of the city’s most unique and established neighbourhoods.Legal Suite (2024), Sewerline (2023), Furnace (2021), HWT (2022), Windows (2024), Electrical Service 200A (2024). (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| 3pc Bathroom | 8.67 Ft x 8.67 Ft | |
| Bedroom | 12.17 Ft x 9.92 Ft | |
| Recreational, Games room | 9.25 Ft x 9.92 Ft | |
| Kitchen | 10.33 Ft x 9.92 Ft | |
| Furnace | 6.92 Ft x 6.67 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| 2pc Bathroom | 4.92 Ft x 8.25 Ft | |
| Dining room | 12.42 Ft x 8.25 Ft | |
| Kitchen | 15.08 Ft x 9.58 Ft | |
| Living room | 23.58 Ft x 18.17 Ft |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| 3pc Bathroom | 4.92 Ft x 8.33 Ft | |
| 4pc Bathroom | 8.08 Ft x 5.42 Ft | |
| Bedroom | 10.25 Ft x 11.25 Ft | |
| Bedroom | 11.58 Ft x 12.42 Ft | |
| Primary Bedroom | 11.67 Ft x 18.25 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-0.94%
Cap rate
4.68%
GRM
13.9
Break-even rent
$5,240
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 10, 2026.
Exact location of this listing.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Calgary. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.