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103 Cottonwood CRESCENT
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Churchbridge · Single Family · under $200,000 · 4+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Welcome to 103 Cottonwood Crescent, a home that blends a touch of its duplex past with all the warmth of a modern family retreat. Nestled in the welcoming community of Churchbridge, this raised bungalow invites you into a space brimming with possibilities. Once upon a time, it was indeed a duplex, and you can still sense that flexible spirit: a welcoming front entrance for the upstairs and a convenient side entrance for the lower level. Inside, you’ll find a layout that just loves letting the sunshine in. Thanks to those large basement windows, the lower level feels anything but basement-like—more like a bright bonus space ready for your imagination. Upstairs offers three cozy bedrooms and a bath, while downstairs you’ll find two more bedrooms, another bath, and a fun bar area that once served as a kitchen—easy to convert back if you’d like. Step outside to enjoy your oversized east-facing front deck, perfect for morning coffee. Out back, a covered patio offers a shady retreat for summer evenings. The yard is cleverly split: one half fully fenced to keep pets and kiddos secure, and the other half open for parking an RV or creating a second yard space. With a single-car attached garage and plenty of personality, this home is ready for its next chapter—and yours. Come see how 103 Cottonwood Crescent can be the perfect fit for your story! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Den | 11'7 x 19'5 | |
| Bonus Room | 15'10 x 8'10 | |
| 3pc Bathroom | 6'5 x 4'11 | |
| Other | 9'10 | |
| Bedroom | 9'5 x 9'5 | |
| Bedroom | 8'10 x 10'5 |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Enclosed porch | 3'8 x 3'5 | |
| Living room | 19'5 x 10'11 | |
| Dining room | 7'1 x 9'3 | |
| Kitchen | 9'3 x 9'4 | |
| 4pc Bathroom | 9'11 x 4'11 | |
| Bedroom | 7'11 x 9'11 | |
| Primary Bedroom | 10'11 x 9'4 | |
| Bedroom | 9'11 x 9'11 |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
65.05%
Cap rate
17.87%
GRM
4.6
Break-even rent
$1,200
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 19, 2026.
Location of this listing. Distances are straight-line.
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