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1013 Smith Avenue
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Beds
3
Baths
2 full + 1 half
Sqft
1,231
Year
1992
Type
Single Family
On market
0d
Welcome to this affordable and move-in ready 3 BEDROOM half duplex in the heart of Crossfield. Whether you're a first-time buyer, young family, or investor this home offers incredible value with NO CONDO FEES, a fully fenced yard and a price point that is becoming increasingly difficult to find. With very limited opportunities currently available under $400k in Crossfield, this is your chance to get into the market without compromising on space or functionality.You'll love the welcoming front porch, the perfect spot to enjoy your morning coffee. Inside, the bright and functional main floor features a spacious living room, dining area and kitchen, along with a versatile flex space that works perfectly as a home office, reading nook or children's play area. Fresh paint, stainless steel appliances and charming wood accent details add warmth and character throughout. A convenient 2-piece bathroom completes the main level.Upstairs, you'll find three comfortable bedrooms and a full 4-piece bathroom, making it an ideal layout for families.The unfinished basement offers excellent potential for future development while providing plenty of storage space. Major updates include a furnace (approx. 9 years old), hot water tank (approx. 5 years old) and roof (approx. 3 years old).Step outside to enjoy the private rear deck and fully fenced backyard, perfect for children, pets and summer gatherings plus the yard is already wired for a future hot tub.Located on a corner lot in a peaceful, mature neighbourhood, this home offers the perfect balance of small-town charm and everyday convenience. Enjoy easy access to parks, schools, shopping, restaurants and downtown Crossfield, with Airdrie and Calgary just a short drive away. Affordable homes at this price point are becoming increasingly difficult to find in Crossfield, making this an exceptional opportunity for first-time buyers, families and investors alike. Whether you're looking for a place to call home or a smart addition to your portfolio, this property is one you won't want to miss. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| 2pc Bathroom | .00 Ft x .00 Ft | |
| Other | 7.25 Ft x 7.42 Ft | |
| Dining room | 5.92 Ft x 7.75 Ft | |
| Kitchen | 10.75 Ft x 7.67 Ft | |
| Living room | 11.83 Ft x 13.25 Ft |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | .00 Ft x .00 Ft | |
| Bedroom | 11.83 Ft x 9.92 Ft | |
| Bedroom | 11.92 Ft x 8.92 Ft | |
| Primary Bedroom | 12.50 Ft x 12.17 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
3.14%
Cap rate
5.49%
GRM
12.2
Break-even rent
$2,207
Financing
Operating expenses (monthly)
Save this analysis — go Pro (free)
Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 11, 2026.
Exact location of this listing.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Crossfield. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.