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1010 11th STREET
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Humboldt · Single Family · under $375,000 · 3+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Welcome to this beautifully maintained, meticulously cared-for, and extensively upgraded home situated on a massive 75-foot lot in a prime central location, just one block from St. Augustine School. Offering exceptional versatility, pride of ownership, and numerous updates throughout, this property is perfect for families, investors, or those seeking mortgage-helping income potential. This home shows 10/10 and is truly move-in ready. Over the years, the home has seen many important improvements, including updated siding, windows, a metal roof, fence, water heater, and more, providing peace of mind for years to come. The main floor features a bright and inviting open-concept layout with a cozy natural gas fireplace as the focal point of the living room. The kitchen offers crisp white cabinetry, a beautiful tile backsplash, and plenty of workspace for cooking and entertaining. Three comfortable bedrooms and a well-appointed 4-piece bathroom complete the main level. The lower level features a spacious one-bedroom suite with a large kitchen, dining area, living room, and 3-piece bathroom. Shared laundry adds convenience while allowing for separate living spaces, making this an excellent opportunity for extended family or rental income. Step outside and discover a backyard that is truly a gardener's dream. The fully fenced yard offers an abundance of green space, a garden area, a gazebo, and a storage shed. Enjoy harvesting from the impressive collection of established fruit plants, including raspberries, strawberries, black currants, red currants, gooseberries, white gooseberries, cherries, grapes, and jostaberries—a unique hybrid of black currant and gooseberry. Completing the property is a single detached garage and two portable car shelters, providing ample parking, storage, and protection from the elements. With its central location, extensive updates, income potential, impeccable condition, and incredible outdoor space, this property is one you won't want to miss. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Kitchen/Dining room | 17.2 × 12.4 feet | |
| Living room | 9.6 × 20.7 feet | |
| Bedroom | 9.5 × 10.7 feet | |
| 3pc Bathroom | 7.3 × 4.9 feet | |
| Laundry room | 16.1 × 13.7 feet |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 17.1 × 14.3 feet | |
| Kitchen | 10.9 × 8 feet | |
| Bedroom | 11.6 × 8.4 feet | |
| 4pc Bathroom | 8 × 4.11 feet | |
| Primary Bedroom | 11.6 × 10.5 feet | |
| Bedroom | 9.11 × 7.11 feet | |
| Foyer | 5.8 × 3.4 feet |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
12.65%
Cap rate
7.39%
GRM
9.8
Break-even rent
$2,146
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
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Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 18, 2026.
Location of this listing. Distances are straight-line.
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Buyer-fit signals
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