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Investment signal

$729,900

10 WESTOBY STREET

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Beds

Baths

Sqft

—

Year

—

Type

Single Family

Suite

Suite potential

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Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Guelph (St. George's). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Opportunity meets practicality in this solid brick bungalow set on a large pie-shaped lot in Guelph. This mature home (built in 1964), has ample living space, 3 bedrooms, 2 bathrooms and a sun-filled main living space. The large kitchen over looks the backyard and includes additional space for family dining. The home is move-in ready while also presenting a compelling upside. The finished basement is already equipped with a second kitchen, dining area, and a second bathroom, making it ideally suited for conversion into a separate dwelling unit. With a side entrance that leads to the basement stairs, there's perfect potential for multi-generational living or rental income with minimal work required. With a detached single car garage and generous driveway providing ample parking, plus a spacious backyard, this property checks the boxes for both homeowners and investors looking to maximize value. Some recent updates include a new furnace and air condition in 2023, a new roof on the home in 2015 and the garage in 2018. (id:65958)

Subtype: Single Family
Architectural style: Bungalow
Structure: House
Community: St. George's
Common interest: Freehold
Lot dimensions: 36.8 FT
Bedrooms: 3 above grade, 0 below grade
Parking: 6 total
Stories: 1
Fireplace: 1
On market: Apr 24, 2026
Status changed: Apr 24, 2026
Annual tax: $4,668 (2026)
Zoning: R1B
Photos: 25
MLS#: X13042048
Area: GUELPH_(ST._GEORGE'S)

Features and systems

Parking

Detached GarageGarage

Basement

FinishedN/A

Appliances

RefrigeratorStoveFreezerWater Heater

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

BrickVinyl siding

Foundation

Poured Concrete

Lot

Cul-de-sac

Community

School BusCommunity Centre

Negative cash flow ~$818/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)Default 4.5% — adjust to your rate holdAmortization (years)

Cash on cash

-6.72%

Cap rate

3.52%

GRM

16.7

Break-even rent

$4,511

Financing

Down payment$145,980

Loan amount$583,920

Mortgage$2,959/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$335

Insurance$80

Maintenance$608

CapEx reserve$304

Vacancy loss$183

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,959/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.