No photos available
Investment signal

$369,995

1 RATHGAR STREET

Save this home

Beds

4

Baths

2

Sqft

Year

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for London East (East L). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

This legal side-by-side 1.5 story duplex near London's core features a separately metered very spacious split level two bed unit with basement and a main level one bed unit. With felxible Closing and substantial deposit option exists to provide a unit vacant upon Closing. Opportunity knocks for investors and could be open to owners looking for a mortgage helper opportunity to occpuy a unit. As a solid income property, the three bed Unit 1B is rented at $1,750/mo + hydro currently [Unit 1B is a split level three bedroom unit with unfinished basement] and $1,150/mo + hydro currently for Unit 1A [main level one bedroom unit]; both units have a single parking space included. This is a very large duplex, one of the larger ones in the area, above ground square footage on ground level and a lofted upper level in both units, along with unfinished basement space offering lots of development potential to add more finsihed rooms (clear height would not faciliate legal bedrooms below grade). Both units feature seperate entrances and Unit 1B also has backyard access. 1 Rathgar Street is a solid dual income rental property or well suited for an individual or couple looking for income offset potential to live in one unit and use the rental inome to help pay down the mortgage. Property includes kitchen appliances and laundry in each unit. This property is close to the downtown core, near to many schools, offers access to ample public transit routes, and is in close proximity to hospitals. This property will remain in feeder school district for Thames Valley School Baord for Aberdeen PS with redrawing of districts set to take effect in September 2026. (id:65958)

Subtype
Single Family
Structure
House
Community
East L
Common interest
Freehold
Lot dimensions
29.4 x 91.3 FT ; 91.33 x 28.69 x 91.26 x 29.46 ft
Bedrooms
4 above grade, 0 below grade
Parking
2 total
Stories
1.5
On market
Apr 29, 2026
Status changed
Apr 29, 2026
Annual tax
$4,375 (2026)
Zoning
R2-2
Photos
50
MLS#
X13055838
Area
LONDON_EAST_(EAST_L)

Features and systems

Parking

No Garage

Basement

UnfinishedPartialWalk-upN/AN/A

Appliances

Water meterWater Heater - Tankless

Heating

Forced airNatural gas

Cooling

None

Exterior

Vinyl siding

Foundation

Block

Lot

Flat siteLightingCarpet Free

Community

School BusCommunity Centre

Utilities

SewerElectricityCable

Security

Smoke Detectors
Positive cash flow ~$543/mo at these assumptions

Cash on cash

8.81%

Cap rate

6.63%

GRM

10.6

Break-even rent

$2,328

Financing

Down payment$73,999
Loan amount$295,996
Mortgage$1,500/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$170
Insurance$80
Maintenance$308
CapEx reserve$154
Vacancy loss$145

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $1,500/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 29, 2026.

We remember this notice, run basic analytics, and use account activity like saved homes and listing views to provide real-estate follow-up. Privacy.