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Investment signal

$1,099,000

9974 127B STREET

Save this home

Beds

5

Baths

2

Sqft

Year

1976

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Surrey. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Fantastic investment opportunity in prime Surrey Central! Fully renovated 1/2 duplex with no strata fees on a quiet street. Situated on a huge, flat, fully fenced lot with back lane access and sunny backyard. Upstairs offers 2 spacious bedrooms, bright living room, large patio, and kitchen with granite counters & stainless steel appliances. Downstairs features 3 bedrooms with a kitchen-fully finished mortgage helper suite. Upgrades include roof (2024), plumbing (2024), insulation (2025), plus AC & EV charger. Ample parking & storage. Close to schools, parks, shopping & transit. Currently rented for $4,850/month-positive cash flow from day one! (id:65958)

Subtype
Single Family
Architectural style
2 Level
Structure
House
Common interest
Freehold
Living area
1,806 square feet
Lot size
7,700 square feet
Lot dimensions
7700
Parking
6 total
On market
Apr 21, 2026
Status changed
Apr 21, 2026
Annual tax
$3,759 (2024)
Photos
24
MLS#
R3112931
Area
SURREY

Features and systems

Parking

Other

Basement

FinishedFullSeparate entrance

Appliances

WasherRefrigeratorDishwasherStoveDryerStorage Shed

Heating

Forced airNatural gas

Cooling

Air Conditioned

Utilities

Natural GasElectricity

Security

Smoke Detectors
Negative cash flow ~$1,187/mo at these assumptions

Cash on cash

-6.48%

Cap rate

3.57%

GRM

16.7

Break-even rent

$6,750

Financing

Down payment$219,800
Loan amount$879,200
Mortgage$4,455/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$504
Insurance$80
Maintenance$916
CapEx reserve$458
Vacancy loss$275

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $4,455/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 21, 2026.

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