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Investment signal

$295,000

99 1ST AVENUE S

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Beds

Baths

4

Sqft

Year

Type

Retail

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Arran-Elderslie. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

INVESTOR OPPORTUNITY! A fantastic opportunity if you are looking to invest in a commercial property in Downtown Chesley! This Historic brick building has both commercial & residential spaces with multiple options. Enjoy the benefits with three steady revenue streams!! The main floor is equipped with a full service Restaurant space, recently renovated with new flooring, signage and seating area with dining counter, Hot Table and cold display case. Fully equipped with a walk-in cooler, fire suppression system, gas stove, double ovens, freezer, and prep area. Office, Basement storage space and convenient back access for deliveries. Electric Furnace Forced air, 200 amp service. Two occupied apartments upstairs with steady stream of rental income. One 2 bedroom and one 1 bedroom, each with their own laundry. Baseboard Heating, separate hydro meters and Hot water tanks upgraded in 2019. Water billed separately and currently paid by the landlord. Chesley is a busy town with plenty of opportunities, and just a short drive from west GTA, north Owen Sound, surrounding towns and Lake Huron. This property provides a great balance of commercial potential and residential income, all in a welcoming community near major employment opportunities. High cap rate of just under 10% with all three spaces leased. All equipment/appliances as is. Pictures show restaurant space prior to renovations which have new flooring and dining space. (id:65958)

Subtype
Retail
Community
Arran-Elderslie
Living area
3,245 square feet
Lot dimensions
17 x 177.95 FT
On market
Feb 10, 2026
Status changed
Apr 24, 2026
Annual tax
$1,940
Zoning
C2
Photos
21
MLS#
X12774606
Area
ARRAN-ELDERSLIE

Features and systems

Appliances

WasherOvenDryerFreezer

Heating

Forced airElectric

Cooling

Fully air conditioned
Positive cash flow ~$500/mo at these assumptions

Cash on cash

10.17%

Cap rate

6.90%

GRM

10.2

Break-even rent

$1,873

Financing

Down payment$59,000
Loan amount$236,000
Mortgage$1,196/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$135
Insurance$80
Maintenance$246
CapEx reserve$123
Vacancy loss$120

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $1,196/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.

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