$449,000
98 WEST HAM LAKE ROAD
Beds
3
Baths
1
Sqft
—
Year
—
Type
Single Family
Suite
Suite potential
Location nearby
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Killarney. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.
About this home
Four-Season Waterfront Cottage with Proven Rental Income This charming 3-bedroom, 1-bathroom waterfront cottage on Ham Lake offers the perfect blend of comfort, community, and income potential. This fully winterized, four-season home or cottage delivers the ideal balance of relaxation and convenience. Inside, you'll find tongue-and-groove pine accents, a bright open-concept living area, and a well-equipped kitchen with included appliances. Large windows fill the space with natural light and showcase tranquil lake views, while the warm, rustic interior makes it perfect for family getaways or weekend escapes. Step outside to enjoy a private aluminum dock, fire pit, and gazebo overlooking the clear, spring-fed waters of Ham Lake, or unwind on the elevated deck with Muskoka chairs. The property includes parking for up to six vehicles and strong cell service, offering both comfort and practicality. Outdoor enthusiasts will appreciate the excellent fishing, ice fishing and skating in winter, and snowmobile trails within 3 km, with over 400,000 acres of Crown land next door and Georgian Bay less than 10 minutes away. Conveniently located off Hartley Bay Road, near Highway 69 and the French River Trading Post, it's within easy reach of Killarney Provincial Park and Sudbury. A rare opportunity to own a waterfront home that combines lifestyle, comfort, and investment value in the heart of Northern Ontario. (id:65958)
- Subtype
- Single Family
- Structure
- House
- Common interest
- Freehold
- Lot dimensions
- 100 FT ; IRREGULAR
- Bedrooms
- 3 above grade
- Parking
- 6 total
- Stories
- 1.5
- Fireplace
- 1
- On market
- Apr 22, 2026
- Status changed
- Apr 23, 2026
- Annual tax
- $2,105.6
- Zoning
- Seasonal/ Recreation
- Photos
- 20
- MLS#
- X13033084
- Area
- KILLARNEY
Features and systems
Parking
Basement
Appliances
Heating
Cooling
Exterior
Foundation
Lot
View
Waterfront
Utilities
Cash on cash
-5.17%
Cap rate
3.83%
GRM
15.6
Break-even rent
$2,807
Financing
Operating expenses (monthly)
Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Mortgage estimate
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 23, 2026.