1 / 29
Investment signal

$729,900

98 TEMPLETON STREET

Save this home

Beds

5

Baths

3 full + 1 half

Sqft

Year

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Ottawa. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Fabulous FREEHOLD townhouse located on a quiet residential street in Sandy Hill, one of Ottawa's most vibrant and historic downtown communities. Ideally situated within 400 metres of the University of Ottawa, this home offers walking distance to the picturesque Rideau River, Byward Market, LRT station, scenic parks, recreation, and a wide range of amenities. Perfect for both family living and investment, this property is in a prime rental location with strong demand from university students. The home offers 5 bedrooms, 3 bathrooms, and a walkout basement, providing excellent space and flexibility. The main level welcomes you with a bright foyer featuring tile flooring. To the right, the kitchen offers abundant cabinetry and a breakfast area with bay windows that fill the space with natural light. The kitchen opens seamlessly into the great room, creating a functional and connected layout. At the rear of the main level, a versatile space has been converted into a bedroom. This area can easily be reconfigured to expand the living room if desired. The upper level features three spacious bedrooms and a full main bathroom. The finished walkout basement includes an additional bedroom with a full ensuite bathroom, offering added privacy and income potential. The lower level also includes a laundry room, ample storage space, and direct access to the garage. Step outside through the patio doors to a fully fenced backyard with a deck, perfect for outdoor enjoyment. Fully tenanted and generating strong rental income of $4,170 per month, with leases in place until August 2026. Utilities are paid separately by the tenants. Whether you are seeking a turnkey investment or a live-in opportunity with steady rental income, this property offers exceptional value in a prime downtown location. (id:65958)

Subtype
Single Family
Structure
Row / Townhouse
Community
4004 - Sandy Hill
Common interest
Freehold
Lot dimensions
15.4 x 84.1 FT
Bedrooms
4 above grade, 1 below grade
Parking
2 total
Stories
2
Fireplace
Yes
On market
Mar 23, 2026
Status changed
Apr 24, 2026
Annual tax
$5,986
Photos
29
MLS#
X12911894
Area
OTTAWA

Features and systems

Parking

Attached GarageGarage

Basement

FinishedFullWalk outN/AN/A

Appliances

WasherRefrigeratorDishwasherStoveDryer

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

ConcreteBrick Facing

Foundation

Poured Concrete
Negative cash flow ~$818/mo at these assumptions

Cash on cash

-6.72%

Cap rate

3.52%

GRM

16.7

Break-even rent

$4,511

Financing

Down payment$145,980
Loan amount$583,920
Mortgage$2,959/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$335
Insurance$80
Maintenance$608
CapEx reserve$304
Vacancy loss$183

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,959/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.

We use a single cookie to remember if you’ve dismissed this notice and a no-PII analytics ping. By using this site you consent. Privacy.