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Investment signal

$961,066

97 ST GEORGE Street

Save this home

Beds

4

Baths

4

Sqft

Year

1900

Type

Multi-family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kitchener. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Attractive 6% CAP rate and strong rents ($57,664.00 Net operating income!) on this turn-key, legal triplex, perfect for an investor to add to their portfolio or first time buyer planning to take over the main unit and benefit from market rents on two more units. Highly resilient rental income driven by three modern above ground units with full amenities (laundry, etc in unit) and unique outdoor spaces facing scenic Cedar Hills Park (2 of 3). Tenant in largest main floor unit willing to stay on as month-to-month or provide vacant possession at closing on buyers request. Current owners have significantly upgraded property over eight year ownership, including backyard fence, backyard large lower deck, new roof, 6+ new major appliances (dishwashers/laundry/fridge). Located in the heart of Cedar Hill, just a few minutes walk to the LRT, downtown Kitchener and the market, and offering 6 parking spaces, this investment is easy to own - Landlord provides shovels and salt, tenants clear own snow as stipulated in leases, creating significant savings in maintenance costs. Rear lower unit: $2,450, Rear upper unit: $1,640, Front upper unit: $1,520 (excludes sep. metered hydro, includes heat and water). Detailed financial reports available! (id:65958)

Subtype
Multi-family
Structure
Triplex
Community
311 - Downtown/Rockway/S. Ward
Common interest
Freehold
Living area
2,110 square feet
Parking
6 total
Stories
2
On market
Apr 22, 2026
Status changed
Apr 25, 2026
Annual tax
$4,354.87
Zoning
R5
Photos
44
MLS#
40803568
Area
KITCHENER

Features and systems

Parking

Open

Basement

UnfinishedFull

Appliances

Water softener

Heating

Natural gas

Cooling

Wall unit

Exterior

BrickAluminum siding

Foundation

Brick
Negative cash flow ~$1,057/mo at these assumptions

Cash on cash

-6.60%

Cap rate

3.54%

GRM

16.7

Break-even rent

$5,913

Financing

Down payment$192,213
Loan amount$768,853
Mortgage$3,896/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$440
Insurance$80
Maintenance$801
CapEx reserve$400
Vacancy loss$240

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $3,896/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 25, 2026.

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