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Investment signal

$1,390,000

95 WATERLOO ST STREET

Save this home

Beds

Baths

Sqft

104,198

Year

Type

Business

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Stratford. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Discover a unique landmark investment opportunity in the heart of Stratfords vibrant cultural and commercial district. 95 Waterloo St sits on a prominent 0.44-acre corner lot with flexible C3 zoning, allowing for a wide range of residential, commercial, institutional, and mixed-use development options. Permitted uses include apartment dwellings, seniors housing, converted upper-level residential, retail, wellness, boutique hospitality, and cultural space making this property a prime candidate for adaptive reuse or full redevelopment.The existing structure, originally a church and now operated as a restaurant and event venue, features soaring vaulted ceilings, stained-glass windows, exposed trusses, and significant architectural value that may be preserved or reimagined. Located just steps from the Stratford Festival theatres, boutique shopping, award-winning dining, the Avon River park system, and year-round tourism flow, this is a AAA site offering excellent visibility, foot traffic, and connectivity.A rare chance to secure a corner parcel with on-site parking, full municipal services, and legacy charm in Stratfords most walkable and desirable neighbourhood. Building and land only. Buyers to confirm permitted uses with the City of Stratford. (id:65958)

Subtype
Business
Community
Stratford
Living area
104,198 square feet
Lot dimensions
Bldg=121.2 x 157.3 FT
On market
Mar 1, 2025
Status changed
Apr 18, 2026
Annual tax
$22,087.99 (2025)
Zoning
C3
Photos
50
MLS#
X11994602
Area
STRATFORD

Features and systems

Heating

Forced airNatural gas

Cooling

Fully air conditioned
Negative cash flow ~$1,486/mo at these assumptions

Cash on cash

-6.42%

Cap rate

3.58%

GRM

16.7

Break-even rent

$8,515

Financing

Down payment$278,000
Loan amount$1,112,000
Mortgage$5,634/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$637
Insurance$80
Maintenance$1,158
CapEx reserve$579
Vacancy loss$348

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $5,634/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 18, 2026.

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