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Investment signal

$1,399,999

946 160 STREET

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Beds

Baths

Sqft

—

Year

1936

Type

Single Family

Suite

Suite potential

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Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Surrey. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Welcome to one of the rarest opportunities in all of White Rock. This expansive 10,596 sq ft lot sits steps from White Rock Beach with plans nearing final building permit approval for a luxury duplex pushing Bill 44 to its edge. Each side delivers over 3,500 sq ft across 3 levels with 8 beds and 6 baths featuring 10 ft ceilings, open-concept living with fireplace, sundeck, full kitchen with wok kitchen, office, and premium finishes. Each unit includes TWO LEGAL mortgage helpers: a 2-bed basement suite with theatre room, rec room, and separate entry, plus a detached 2-bed coach home off a private rear lane with double car garages. Generous backyards and covered decks on a lot rarely found this close to the ocean. Walking distance to White Rock Beach, minutes from Southridge School, Semiahmoo Secondary, golf courses, and Highway 99. Ideal for families, investors, or builders seeking exceptional margins. Ready to build. Permit fees are buyer's responsibility. (id:65958)

Subtype: Single Family
Architectural style: 2 Level
Structure: House
Common interest: Freehold
Living area: 1,500 square feet
Lot size: 10,596 square feet
Lot dimensions: 10596
On market: Apr 23, 2026
Status changed: Apr 25, 2026
Annual tax: $6,663.4 (2025)
Photos: 12
MLS#: R3114735
Area: SURREY

Features and systems

Parking

GarageCarport

Basement

Separate entranceUnknownUnknown

Heating

Baseboard heaters

View

Mountain viewOcean view

Utilities

WaterElectricity

Negative cash flow ~$1,497/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)Default 4.5% — adjust to your rate holdAmortization (years)

Cash on cash

-6.41%

Cap rate

3.58%

GRM

16.7

Break-even rent

$8,575

Financing

Down payment$280,000

Loan amount$1,119,999

Mortgage$5,675/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$642

Insurance$80

Maintenance$1,167

CapEx reserve$583

Vacancy loss$350

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $5,675/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 25, 2026.