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Investment signal

$895,000

900 BERFORD STREET

Beds

Baths

4.1

Sqft

—

Year

—

Location

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About this home

Discover an exceptional property with versatile "HIGHWAY - C6" zoning, offering endless possibilities for both residential and commercial use. This meticulously designed property features a spacious 3 bedroom,2 full bath residential unit on the second level, ideal for those seeking a live/work arrangement or a rental income opportunity. Additionally, a separate in-law suite on the main level boasts an open concept layout with modern kitchenette and new appliances. Thoughtfully upgraded with soundproofing insulation between floors and new LED lighting throughout, this property exemplifies quality craftsmanship. Step out onto the expansive5 00 square foot deck off the second floor dining room, complete with a new glass railing, offering a serene outdoor retreat. Convenient features include an attached insulated garage and a separate office with its own entrance, providing added functionality. Furthermore, a insulated detached 32' x24' garage with an office, storage room, and oversized 9 foot overhead garage door adds value and versatility to the property. Boasting recent upgrades such as new flooring and windows in upper living room, dining room, primary bedroom and den, this property is truly turnkey and ready to fulfill your vision. Seize this exceptional opportunity to own a property that combines functionality, modern design, and a prime location. (id:65958)

Subtype: Single Family
Architectural style: Raised bungalow
Structure: House
Community: South Bruce Peninsula
Common interest: Freehold
Lot dimensions: 158.7 x 170.5 FT
Bedrooms: 4 above grade
Parking: 12 total
Stories: 1
Fireplace: 1
On market: Mar 30, 2026
Status changed: Apr 14, 2026
Annual tax: $3,856 (2025)
Zoning: C6
Photos: 50
MLS#: X12934088
Area: SOUTH_BRUCE_PENINSULA

Features and systems

Parking

Detached GarageGarage

Basement

FinishedApartment in basementWalk outN/AN/A

Appliances

WasherRefrigeratorWater meterSatellite DishCentral VacuumDishwasherStoveDryerHood FanWindow CoveringsGarage door openerGarage door opener remote(s)

Heating

Forced airNatural gas

Cooling

Central air conditioningAir exchanger

Exterior

ConcreteVinyl siding

Foundation

Block

Lot

Sump PumpIn-Law Suite

Negative cash flow ~$1,750/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)2026 default 5.49% — adjust to your rate holdAmortization (years)

Cash on cash

-11.73%

Cap rate

3.54%

GRM

16.7

Break-even rent

$6,317

Financing

Down payment$179,000

Loan amount$716,000

Mortgage$4,393/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$410

Insurance$80

Maintenance$746

CapEx reserve$373

Vacancy loss$224

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for South Bruce Peninsula. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $4,393/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 14, 2026.