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Investment signal

$197,500

9 Water Street

Save this home

Beds

0

Baths

Sqft

Year

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Digby. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

A rare and remarkable blank canvas awaits in a prime, high visibility location in Digby, offering exceptional potential for developers, investors and driven entrepreneurs. Positioned prominently on a corner lot bordered by three streets, this property commands attention while overlooking Digby's bustling waterfront and active fishing fleet, with outstanding sunrise views adding to it's appeal. Much of the heavy lifting has already been completed, the building has been taken back to the studs and outfitted with a new roof and trusses, creating the framework for an additional third storey and opening the doors to a wide range of development possibilities. With its strategic location in a high traffic area and within walking distance to the waterfront, shops, and amenities, the property is ideally suited for a mixed-use vision. Imagine commercial storefronts on the main level drawing in steady foot traffic, complemented by residential units or rental suites above to maximize income potential. Whether you're looking to develop a signature investment property, launch a business ventures, or create a dynamic live-work space, the opportunity here is undeniable. Bring your ideas and transform the promising shell into a standout addition to Digby's vibrant waterfront landscape. (id:65958)

Subtype
Single Family
Structure
House
Community
Digby
Common interest
Freehold
Living area
3,195 square feet
Lot size
0.18 acres
Lot dimensions
0.1779
Bedrooms
0 above grade, 0 below grade
Stories
3
On market
Apr 14, 2026
Status changed
Apr 22, 2026
Photos
34
MLS#
202607292
Area
DIGBY

Features and systems

Parking

Gravel

Basement

Full

Appliances

None

Exterior

Other

Foundation

Stone

Community

School BusRecreational Facilities

View

Ocean viewView of water
Positive cash flow ~$112/mo at these assumptions

Cash on cash

3.40%

Cap rate

5.54%

GRM

11.8

Break-even rent

$1,282

Financing

Down payment$39,500
Loan amount$158,000
Mortgage$801/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$91
Insurance$80
Maintenance$165
CapEx reserve$82
Vacancy loss$70

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $801/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 22, 2026.

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