1 / 40
Investment signal

$620,000

9 VALLEY Road

Beds

4

Baths

2

Sqft

Year

1988

Location

See the block, not just the house.

Open the map for street view, commute checks, and nearby schools, groceries, mosques, parks, and transit stops.

Open full map

About this home

Charming 3+1 bedroom home with room to grow. Hardwood floors on the main level. Two full kitchens and two full baths — ideal for an in-law suite or rental income. Quiet neighborhood with shopping and excellent schools within walking distance. Single-car garage and large driveway. Great opportunity to own or invest — come see it today. (id:65958)

Subtype
Single Family
Architectural style
Raised bungalow
Structure
House
Community
458 - Western Hill
Common interest
Freehold
Living area
1,898 square feet
Bedrooms
3 above grade, 1 below grade
Parking
4 total
Stories
1
On market
Mar 13, 2026
Status changed
Apr 19, 2026
Annual tax
$5,002.74
Zoning
R1
Photos
40
MLS#
40811961
Area
ST._CATHARINES

Features and systems

Parking

Attached Garage

Basement

FinishedFull

Appliances

WasherRefrigeratorDishwasherStoveDryerWindow Coverings

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

BrickVinyl siding

Lot

Paved drivewayIn-Law Suite

Community

Quiet AreaSchool Bus
Negative cash flow ~$1,237/mo at these assumptions

Cash on cash

-11.97%

Cap rate

3.50%

GRM

16.7

Break-even rent

$4,402

Financing

Down payment$124,000
Loan amount$496,000
Mortgage$3,043/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$284
Insurance$80
Maintenance$517
CapEx reserve$258
Vacancy loss$155

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for St. Catharines. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $3,043/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 19, 2026.

We use a single cookie to remember if you’ve dismissed this notice and a no-PII analytics ping. By using this site you consent. Privacy.