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Investment signal

$1,600,000

81 Trunk Rd

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Beds

—

Baths

—

Sqft

6,181

Year

—

Type

Other

Suite

Investment signal

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Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Duncan. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Exceptional income property in the historic downtown core of Duncan, boasting a strong ~6.17% cap rate with the potential for partial owner occupancy (1,500 sq ft). The spacious second floor (approximately 3,600 sq ft) features multiple (6-7) offices and 3 large open flex spaces (used as 2 class rooms / 1 Kitchen), perfect for various business needs. The lower level (approximately 3,600 sq ft), facing Trunk Rd, one of Duncan's busiest streets, offers excellent visibility and foot traffic. This property is set in a vibrant community experiencing growth and revitalization, making it an ideal investment opportunity. Conveniently located on Southern Vancouver Island, Duncan serves as the main business and shopping hub for the Cowichan Valley, situated 60 KM north of Victoria and 50 KM south of Nanaimo. Please do not approach tenants; all sizes are approximate and should be verified by the buyer. This proposed transaction is a share sale. New roof and additional improvements - 2025. (id:65958)

Subtype: Other
Structure: Commercial Mix
Community: West Duncan
Common interest: Freehold
Lot size: 7,024 square feet
Lot dimensions: 7024
On market: Apr 23, 2026
Status changed: Apr 23, 2026
Annual tax: $22,340
Zoning: Unknown
Photos: 32
MLS#: 1032404
Area: DUNCAN

Features and systems

Heating

Heat PumpOther

Cooling

Fully air conditioned

Lot

Central locationCurb & gutterCorner SiteSlopingOther

Negative cash flow ~$1,699/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)Default 4.5% — adjust to your rate holdAmortization (years)

Cash on cash

-6.37%

Cap rate

3.59%

GRM

16.7

Break-even rent

$9,788

Financing

Down payment$320,000

Loan amount$1,280,000

Mortgage$6,486/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$733

Insurance$80

Maintenance$1,333

CapEx reserve$667

Vacancy loss$400

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $6,486/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 23, 2026.