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Investment signal

$674,900

802 WATERLOO Street

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Beds

6

Baths

3 full + 2 half

Sqft

Year

1900

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for London. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Rare Investment Opportunity: Legal 6-Bedroom Licensed Student Rental. Step into a turn-key investment with this stunning yellow brick century home. Perfectly situated and fully licensed with the city, this rare 6-bedroom property offers the ideal blend of historic charm and modern functionality. Whether you are looking to expand your portfolio or start strong, this house is a standout in the student rental market. Interior Highlights includes spacious living: A unique layout featuring two separate common living rooms-one on the main floor and one in the finished basement-plus an additional sun-filled common room overlooking the backyard. Sun-Drenched Bedrooms: Oversized windows throughout flood the home with natural light. The upstairs includes a standout bedroom with its own private walkout and deck. A large, spacious eat-in kitchen serves as the heart of the home, perfect for group living. Finished Basement with separate entrance: Features a large recreation room, laundry room, and an additional bedroom, providing a perfect separate zone for tenants. Major Updates & Exterior: Peace of Mind: Significant capital improvements include a new main sewer line, new front steps, and the replacement of most main floor and upstairs windows. Outdoor Oasis: A sliding door leads to a wrap-around deck and a beautiful, private backyard filled with perennial gardens. Storage: A solid 8x12 shed in the backyard provides ample storage for tenants. Current Status: One reliable, long-term tenant remains, with the other five bedrooms vacant and ready for you to set your own market rents! Don't miss out on this rare, licensed, and updated yellow brick gem. This property is built for performance and longevity! (id:65958)

Subtype
Single Family
Architectural style
2 Level
Structure
House
Community
East B
Common interest
Freehold
Living area
2,412 square feet
Bedrooms
5 above grade, 1 below grade
Parking
3 total
Stories
2
On market
Apr 23, 2026
Status changed
Apr 23, 2026
Annual tax
$5,079
Zoning
R2-2
Photos
50
MLS#
40823759
Area
LONDON

Features and systems

Basement

FinishedFull

Appliances

WasherRefrigeratorStoveDryer

Heating

Hot water radiator heat

Cooling

None

Exterior

BrickVinyl siding

Foundation

Brick
Negative cash flow ~$762/mo at these assumptions

Cash on cash

-6.78%

Cap rate

3.51%

GRM

16.7

Break-even rent

$4,178

Financing

Down payment$134,980
Loan amount$539,920
Mortgage$2,736/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$309
Insurance$80
Maintenance$562
CapEx reserve$281
Vacancy loss$169

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,736/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 23, 2026.

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