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Investment signal

$529,900

763 KING STREET W

Beds

Baths

Sqft

—

Year

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About this home

Fantastic opportunity to own a charming, character-filled home in the beautiful and historic Portsmouth Village-just minutes from Queen's University, St. Lawrence College, and the scenic Lake Ontario waterfront! Step inside to discover stunning exposed limestone, barn board accents, and gorgeous wood beams that create a warm and timeless atmosphere. The main floor offers a spacious eat-in kitchen, perfect for family gatherings and everyday living, with plenty of room to entertain. A large dining room features a cozy electric fireplace and provides direct access to the expansive, fully fenced backyard-ideal for outdoor enjoyment. Completing the main level is a generous bedroom and a well-appointed 4-piece bathroom. Upstairs, you'll find two great-sized bedrooms along with a bright sunroom that serves as a peaceful retreat-perfect for a home office, reading nook, or cozy den. With its flexible layout and unbeatable location, this property is well-suited as a welcoming family home or an excellent investment opportunity! (id:65958)

Subtype: Single Family
Structure: House
Community: 18 - Central City West
Common interest: Freehold
Lot dimensions: 41 x 132 FT
Bedrooms: 2 above grade, 1 below grade
Parking: 2 total
Stories: 1.5
On market: Apr 15, 2026
Status changed: Apr 15, 2026
Annual tax: $3,910.5
Photos: 40
MLS#: X13003274
Area: KINGSTON_(CENTRAL_CITY_WEST)

Features and systems

Parking

No Garage

Basement

Crawl space

Appliances

WasherRefrigeratorStoveDryerWater Heater

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

Vinyl siding

Foundation

Stone

Lot

Carpet FreeSump Pump

Utilities

SewerElectricity

Negative cash flow ~$1,068/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)2026 default 5.49% — adjust to your rate holdAmortization (years)

Cash on cash

-12.10%

Cap rate

3.47%

GRM

16.7

Break-even rent

$3,775

Financing

Down payment$105,980

Loan amount$423,920

Mortgage$2,601/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$243

Insurance$80

Maintenance$442

CapEx reserve$221

Vacancy loss$133

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kingston (Central City West). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $2,601/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 15, 2026.