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Investment signal

$775,000

75 PEPPERWOOD CRESCENT

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Beds

Baths

Sqft

—

Year

—

Type

Single Family

Suite

Suite potential

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Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kitchener. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

This legal duplex offers an excellent investment or multi-family opportunity, featuring a spacious 3+2 bedroom layout with a large basement unit. The main floor includes a bright sunroom, a good-sized backyard perfect for family enjoyment, and a wide driveway with an attached garage providing ample parking. Both Upper and Lover unit have separate appliances: Stove, Dishwasher, Fridge, Microwave, Washer and Dryer with owned 2 water heater and 2 furnace in the property. Basement Apartment has big windows and separate entrance. Upper level is currently Tenant occupied with 1 year leased and paying $2300 + utilities. Lower level is vacant. Conveniently located, the property is just steps to schools, plazas, and Fairview Mall, with quick access to major highways, making it ideal for commuters and tenants alike .Perfect Home for growing family and investors with earning source from Legal Basement Apartment. Don't miss this opportunity to an owner of the property!!! (id:65958)

Subtype: Single Family
Architectural style: Bungalow
Structure: House
Common interest: Freehold
Lot dimensions: 52.3 FT
Bedrooms: 3 above grade, 2 below grade
Parking: 5 total
Stories: 1
On market: Mar 21, 2026
Status changed: Apr 21, 2026
Annual tax: $4,409
Photos: 29
MLS#: X12905666
Area: KITCHENER

Features and systems

Parking

Attached GarageGarage

Basement

FinishedSeparate entranceN/AN/A

Appliances

DishwasherDryerMicrowaveTwo stovesTwo WashersTwo Refrigerators

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

Brick

Foundation

Unknown

Negative cash flow ~$864/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)Default 4.5% — adjust to your rate holdAmortization (years)

Cash on cash

-6.69%

Cap rate

3.53%

GRM

16.7

Break-even rent

$4,785

Financing

Down payment$155,000

Loan amount$620,000

Mortgage$3,141/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$355

Insurance$80

Maintenance$646

CapEx reserve$323

Vacancy loss$194

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $3,141/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 21, 2026.