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Investment signal

$484,900

Lot 7 723 Terence Bay Road

Save this home

Beds

2

Baths

2

Sqft

Year

1970

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Terence Bay. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

This beautifully updated home is truly move-in ready, offering a blend of modern upgrades and versatile living space. Bright and sunny space that has been thoughtfully improved throughout, the property also features a fully equipped in-law suite with its own private entranceideal for extended family, guests, or potential rental income. The suite includes a full bathroom with a relaxing jet tub and stylish finishes such as a butcher block countertop, adding warmth and character. Located directly across the road from deeded access to the water, the setting provides easy access for kayaking and enjoying the outdoors, particularly at high tide. While not suitable for deep anchorage, the waterfront adds a peaceful, scenic backdrop and a unique lifestyle opportunity. Whether youre looking for multi-generational living or simply extra space with added flexibility, this home offers comfort, convenience, and charm in a desirable setting with its mature flowering shrubs and maintenance free perennial gardens. The listing agent is related to the Seller. (id:65958)

Subtype
Single Family
Architectural style
Bungalow
Structure
House
Community
Terence Bay
Common interest
Freehold
Living area
1,260 square feet
Lot size
1.01 acres
Lot dimensions
1.0101
Bedrooms
2 above grade, 0 below grade
Stories
1
On market
Mar 2, 2026
Status changed
Apr 22, 2026
Photos
37
MLS#
202603610
Area
TERENCE_BAY

Features and systems

Parking

GarageGravel

Appliances

WasherDryer - ElectricRefrigeratorDishwasherStoveFreezer

Cooling

Heat Pump

Exterior

Wood siding

Flooring

LaminateCeramic Tile

Foundation

Poured Concrete

Lot

BalconySump Pump

View

View of water

Waterfront

Waterfront
Negative cash flow ~$570/mo at these assumptions

Cash on cash

-7.05%

Cap rate

3.45%

GRM

16.7

Break-even rent

$3,025

Financing

Down payment$96,980
Loan amount$387,920
Mortgage$1,966/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$222
Insurance$80
Maintenance$404
CapEx reserve$202
Vacancy loss$121

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $1,966/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 22, 2026.

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