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Investment signal

$599,900

695 VICTORIA STREET

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Beds

Baths

Sqft

—

Year

—

Type

Multi-family

Suite

Suite potential

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Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kingston (East of Sir John A. Blvd). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Spacious 6-Bedroom Home with Two Separate Units in Kingston. Discover this well-maintained detached property offering outstanding flexibility for families, investors, or multigenerational living. Designed as two self-contained units, each with three bedrooms and a full bathroom, the home provides plenty of space for extended family or strong rental income potential. Both units feature their own laundry and are separately metered for utilities, giving each household independence and convenience. The property has seen a number of updates, allowing for a move-in-ready experience while leaving room to add your personal touch. Outside, the large driveway offers ample parking for multiple vehicles - ideal for families, students, or tenants. Situated in a well-connected Kingston neighbourhood, you'll enjoy quick access to schools, shopping, dining, and parks. With its size, versatility, and prime location, this home presents an excellent opportunity whether you're looking for an income property or a spacious place to call your own. (id:65958)

Subtype: Multi-family
Structure: Duplex
Community: 22 - East of Sir John A. Blvd
Lot dimensions: 41.8 x 88 FT
Bedrooms: 6 above grade
Parking: 4 total
Stories: 2
On market: Mar 12, 2026
Status changed: Apr 24, 2026
Annual tax: $4,407.07
Photos: 27
MLS#: X12877316
Area: KINGSTON_(EAST_OF_SIR_JOHN_A._BLVD)

Features and systems

Parking

No Garage

Basement

Crawl space

Appliances

DishwasherDryerTwo stovesTwo WashersWater HeaterTwo Refrigerators

Heating

Forced airNatural gas

Cooling

None

Exterior

Vinyl siding

Foundation

Unknown

Negative cash flow ~$402/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)Default 4.5% — adjust to your rate holdAmortization (years)

Cash on cash

-4.02%

Cap rate

4.06%

GRM

15.1

Break-even rent

$3,723

Financing

Down payment$119,980

Loan amount$479,920

Mortgage$2,432/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$275

Insurance$80

Maintenance$500

CapEx reserve$250

Vacancy loss$165

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,432/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.