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Investment signal

$979,500

694&696 Lombard Street

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Beds

Baths

Sqft

—

Year

1975

Type

Single Family

Suite

Suite potential

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Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kamloops. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

694/696 Lombard St. - Incredible opportunity to own this side by side duplex with separate titles. Each side is a rancher entry with 2BR's up, 1 full bathroom, kitchen and living area. Both sides have great views of the city and mountains. Basement on each side is partially finished with walk out access to the fully fenced back yard. Both basements could be suited but would require plumbing rough in and framing. 694 has A/C, none on the 696 side. 696 has a long time tenant paying $1650/month on a month to month lease. Wants to stay and willing to negotiate a long term lease. Both sides have been extensively renovated inside and out over the years. Nothing left to be done to these homes except move in. Parking for each suite as well as extra parking for RV storage on the side. Extensive landscaping with a water feature. These homes have to be seen to be appreciated. (id:65958)

Subtype: Single Family
Architectural style: Ranch
Structure: Duplex
Community: South Kamloops
Common interest: Freehold
Living area: 1,696 square feet
Stories: 2
On market: Mar 12, 2026
Status changed: Apr 16, 2026
Annual tax: $6,702
Photos: 57
MLS#: 10378754
Area: KAMLOOPS

Features and systems

Parking

RVOversize

Basement

Full

Appliances

RefrigeratorDishwasherRangeWasher & Dryer

Heating

Forced air

Cooling

Central air conditioning

Negative cash flow ~$1,069/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)Default 4.5% — adjust to your rate holdAmortization (years)

Cash on cash

-6.55%

Cap rate

3.55%

GRM

16.7

Break-even rent

$6,025

Financing

Down payment$195,900

Loan amount$783,600

Mortgage$3,970/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$449

Insurance$80

Maintenance$816

CapEx reserve$408

Vacancy loss$245

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $3,970/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 16, 2026.