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Investment signal

$999,000

66 4th STREET

Beds

—

Baths

—

Sqft

—

Year

1910

Location

See the block, not just the house.

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About this home

The iconic Davis Block in Downtown Chatham has been fully renovated from top to bottom and offers an exceptional mixed-use investment opportunity. Situated on a high-traffic corner, the property features two main floor commercial units, currently tenanted by a yoga studio and a marketing company. Both spaces showcase exposed brick, original tin ceilings, and high-end finishes that blend character with modern appeal. Each unit also benefits from basement access with a washroom and ample storage. Upstairs, you’ll find two fully renovated residential units, including one 3-bedroom and one 2-bedroom. One unit is currently tenanted, while the other offers flexibility for additional rental income or the option to live on-site and offset expenses. The property includes 2–3 designated rear parking spaces, along with abundant municipal parking nearby. As an added bonus, the prominent corner location generates additional income through an on-site billboard. A rare opportunity to own a standout, income-generating property in a prime downtown location. Message for interior photos. (id:65958)

Subtype: Industrial
Structure: House
Common interest: Freehold
Lot dimensions: 60 X 63 / 0.088 AC
On market: Apr 18, 2026
Status changed: Apr 18, 2026
Annual tax: $8,045.41 (2025)
Zoning: UC-CBD
Photos: 6
MLS#: 26008495
Area: CHATHAM

Features and systems

Heating

Forced airNatural gasFurnace

Cooling

Air Conditioned

Flooring

Hardwood

Lot

Corner SiteVisual exposure

Negative cash flow ~$1,940/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)2026 default 5.49% — adjust to your rate holdAmortization (years)

Cash on cash

-11.65%

Cap rate

3.56%

GRM

16.6

Break-even rent

$7,042

Financing

Down payment$199,800

Loan amount$799,200

Mortgage$4,903/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$458

Insurance$80

Maintenance$833

CapEx reserve$416

Vacancy loss$250

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Chatham. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $4,903/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 18, 2026.