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Investment signal

$499,900

6532 MURRAY STREET

Save this home

Beds

4

Baths

3

Sqft

Year

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Niagara Falls (Dorchester). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

This lovely duplex, situated on a dream lot in the heart of Niagara Falls, presents a fantastic opportunity for first-time buyers seeking extra income or for investors. The property sits on an impressive 80 x 133 ft lot and offers plenty of potential. The main floor features two bedrooms, a kitchen, dining room, living room, and a full bathroom completely renovated The second floor includes a self-contained one-bedroom apartment, ideal for rental income or extended family. The basement offers a spacious family room, additional bedroom and bathroom, laundry area, and utility room. (id:65958)

Subtype
Single Family
Structure
House
Community
216 - Dorchester
Common interest
Freehold
Lot dimensions
80 x 133.6 FT
Bedrooms
3 above grade, 1 below grade
Parking
7 total
Stories
1.5
On market
Apr 20, 2026
Status changed
Apr 23, 2026
Annual tax
$3,887.36 (2026)
Zoning
R1C, R1E
Photos
43
MLS#
X13019314
Area
NIAGARA_FALLS_(DORCHESTER)

Features and systems

Parking

Detached GarageGarage

Basement

Partially finishedN/A

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

BrickAluminum siding

Foundation

Block
Negative cash flow ~$205/mo at these assumptions

Cash on cash

-2.46%

Cap rate

4.37%

GRM

14.4

Break-even rent

$3,116

Financing

Down payment$99,980
Loan amount$399,920
Mortgage$2,026/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$229
Insurance$80
Maintenance$417
CapEx reserve$208
Vacancy loss$145

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,026/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 23, 2026.

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