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Investment signal

$1,225,000

645 FRASER AVENUE

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Beds

Baths

7 full + 2 half

Sqft

—

Year

—

Type

Single Family

Suite

Suite potential

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Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Oshawa (McLaughlin). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Welcome to this stunning custom built home in a quiet Oshawa neighbourhood. Featuring 4spacious bedrooms, each with its own ensuite, this home offers modern open concept living with hardwood floors, pot lights, and an elegant solid wood staircase. The luxury kitchen includes quartz countertops, a large island, and high end appliances. The primary bedroom boasts a walk-in closet and a 5-piece ensuite. Enjoy the electric fireplace, large front walkout balcony, high garage ceilings, reverse osmosis system, and full-size washer and dryer. The finished basement includes two kitchens and two separate entrances, ideal for rental income or extended family. Conveniently located close to downtown Oshawa, Ontario Tech University, Oshawa GO Station, shopping, parks, schools, Highway 401. (id:65958)

Subtype: Single Family
Structure: House
Community: McLaughlin
Common interest: Freehold
Lot dimensions: 40.7 x 160.3 FT
Bedrooms: 4 above grade, 2 below grade
Parking: 8 total
Stories: 2
Fireplace: Yes
On market: Feb 18, 2026
Status changed: Apr 20, 2026
Annual tax: $8,934
Photos: 50
MLS#: E12799418
Area: OSHAWA_(MCLAUGHLIN)

Features and systems

Parking

Attached GarageGarage

Basement

FinishedSeparate entranceN/AN/A

Appliances

WasherRefrigeratorDishwasherStoveDryer

Heating

Forced airElectric

Cooling

Central air conditioning

Exterior

Brick

Foundation

Unknown

Negative cash flow ~$1,319/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)Default 4.5% — adjust to your rate holdAmortization (years)

Cash on cash

-6.46%

Cap rate

3.57%

GRM

16.7

Break-even rent

$7,514

Financing

Down payment$245,000

Loan amount$980,000

Mortgage$4,966/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$561

Insurance$80

Maintenance$1,021

CapEx reserve$510

Vacancy loss$306

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $4,966/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 20, 2026.