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Investment signal

$547,000

632 MACDONNELL STREET

Beds

Baths

Sqft

—

Year

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Location

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About this home

Excellent investment opportunity in a central Kingston neighbourhood with convenient access to downtown, Queens University, and public transit. This LEGAL DUPLEX features two well-maintained units offering 2 spacious bedrooms and 1 full bathroom. Each unit is complete with washer and dryer . Both units are separately metered with tenants responsible for all utilities, providing a truly turnkey income property. The main floor unit is currently tenanted on a month-to-month basis at $1,523/month. The property sits on a deep lot with potential to add an ADU (Accessory Dwelling Unit) in the future, offering additional income possibilities. Recent updates include roof (2020), new washer and dryer in the upper unit (2020), rear exterior stairs (2025). Two owned hot water tanks and ample on-site parking complete this fantastic property. A great opportunity for investors or those looking to live in one unit and rent the other. (id:65958)

Subtype: Multi-family
Structure: Duplex
Community: 22 - East of Sir John A. Blvd
Lot dimensions: 33 x 133.7 FT
Bedrooms: 4 above grade
Parking: 4 total
Stories: 2
On market: Apr 17, 2026
Status changed: Apr 17, 2026
Annual tax: $3,367.37
Photos: 21
MLS#: X13012076
Area: KINGSTON_(EAST_OF_SIR_JOHN_A._BLVD)

Features and systems

Parking

No Garage

Basement

Crawl space

Appliances

Water Heater

Heating

Baseboard heatersElectric

Cooling

None

Exterior

Vinyl siding

Foundation

Concrete

Utilities

SewerElectricityCable

Negative cash flow ~$944/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)2026 default 5.49% — adjust to your rate holdAmortization (years)

Cash on cash

-10.36%

Cap rate

3.82%

GRM

15.7

Break-even rent

$3,894

Financing

Down payment$109,400

Loan amount$437,600

Mortgage$2,685/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$251

Insurance$80

Maintenance$456

CapEx reserve$228

Vacancy loss$145

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kingston (East of Sir John A. Blvd). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $2,685/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 17, 2026.