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Investment signal

$2,087,500

60 ELGIN STREET

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Beds

Baths

Sqft

Year

Type

Multi-family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Belleville (Belleville Ward). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

58 & 60 Elgin Street at $2,087,500 each. Each building consists of 11 two bedroom and 1 one bedroom units, for a total of 24 units.As of Feb.01/26 there are 2 vacancies consisting of 1 two bedroom newly renovated and 1 one bedroom (58-01) which is currently used as a workshop/office.As of the Feb. 2026 rent roll the current monthly income is $25,030. (-potential income fully rented at current market rents would be an additional $2675. For a total of $27,705.).Primary expenses: - Property Taxes $28,311.82 Insurance $6624. Utilities (water & hydro) 2024 $24,255. Fire alarm monitoring 2025 $1224. Bell phone (fire alarm communication) 2025 $1080. Waste collection 2025 $2280. Grass & snow maintenance 2024 $3000. NOTES:Both buildings have newly installed fully functioning fire alarm systems with notifier communication to Belleville Fire Dept. currently monitored by Alarm Systems Belleville. Total cost of retrofit in 2023/2024 was approximately $100,000.Window replacement at 58 Egin is approx. 90%. All windows have been fully flashed in 2025 ($8000.)Window replacement at 60 Elgin is approx. 70%. (id:65958)

Subtype
Multi-family
Structure
Multi-Family
Community
Belleville Ward
Living area
15,102 square feet
Lot dimensions
102.36 x 150.38 FT
On market
Apr 1, 2026
Status changed
Apr 15, 2026
Annual tax
$28,311.82 (2025)
Zoning
R6
Photos
32
MLS#
X12945504
Area
BELLEVILLE_(BELLEVILLE_WARD)

Features and systems

Appliances

DryerTwo WashersWater Heater

Heating

Baseboard heaters

Cooling

None

Lot

Irregular lot size
Negative cash flow ~$2,180/mo at these assumptions

Cash on cash

-6.27%

Cap rate

3.61%

GRM

16.6

Break-even rent

$12,745

Financing

Down payment$417,500
Loan amount$1,670,000
Mortgage$8,462/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$957
Insurance$80
Maintenance$1,740
CapEx reserve$870
Vacancy loss$523

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $8,462/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 15, 2026.

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