1 / 44
Investment signal

$624,900

551 ADELAIDE STREET N

Save this home

Beds

5

Baths

4

Sqft

Year

Type

Multi-family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for London East (East F). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

551 Adelaide Street North presents a rare chance to own a well-maintained, solid brick fully tenanted triplex with versatile Arterial Commercial (AC2(4)) zoning in a prime, high-visibility location. This charming century property shows pride of ownership throughout, with major updates completed: shingles (2010), furnace (2016), windows (2007 and 2013), three electrical panels, and three owned hot water tanks.The building is fully rented to long-term, reliable tenants. Each unit includes its own washer and dryer, ensuring strong tenant satisfaction and consistent rental demand. The upper unit is a spacious 2-bedroom, 2 full-bathroom loft-style apartment with two private entrances, rented at $1,448.43/month inclusive. The main floor features a 1-bedroom plus den unit rented at $1,250/month inclusive, and the lower 1-bedroom unit is rented at $1,127.50/month inclusive.Situated on a deep 34x127 ft lot, the property offers flexibility for practical enhancements such as additional parking or storage solutions. Investors will appreciate the strong structure, stable income, and the potential to enhance returns through rent optimization, cosmetic updates, and operational efficiencies with utilities or insurance. Located on a major transit corridor and close to pharmacies, grocery stores, and the downtown core, this triplex is an excellent option for investors seeking reliable income in a desirable, commercially zoned location. A must-see for those looking to secure a versatile, income-producing asset. Full Financial Summary & Rent Roll Available. (id:65958)

Subtype
Multi-family
Structure
Triplex
Community
East F
Lot dimensions
34 x 123.5 FT
Bedrooms
5 above grade
Parking
4 total
Stories
2.5
On market
Apr 22, 2026
Status changed
Apr 22, 2026
Annual tax
$4,244
Zoning
AC
Photos
44
MLS#
X13029774
Area
LONDON_EAST_(EAST_F)

Features and systems

Parking

No Garage

Basement

Apartment in basementWalk-upN/AN/A

Appliances

WasherRefrigeratorDishwasherStoveDryerWater Heater

Heating

Forced airNatural gas

Exterior

Brick

Foundation

Concrete

Lot

Flat siteDry

Community

School BusCommunity Centre
Negative cash flow ~$546/mo at these assumptions

Cash on cash

-5.24%

Cap rate

3.82%

GRM

15.8

Break-even rent

$3,874

Financing

Down payment$124,980
Loan amount$499,920
Mortgage$2,533/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$286
Insurance$80
Maintenance$521
CapEx reserve$260
Vacancy loss$165

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,533/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 22, 2026.

We use a single cookie to remember if you’ve dismissed this notice and a no-PII analytics ping. By using this site you consent. Privacy.