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Investment signal

$1,050,000

130 - 5496 RICE LAKE SCENIC DRIVE

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Beds

3

Baths

2

Sqft

Year

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Hamilton Township. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Discover this breathtaking turn-key home nestled along the shores of Rice Lake, perfect for enjoying the cottage lifestyle throughout the year. This fully renovated 3-bedroom, 2-bathroom raised bungalow boasts an impressive list of upgrades, offering panoramic lake views and private water access. It is the perfect escape from the hustle and noise. Featuring both upper and lower covered seating areas, including a walkout from the basement, you'll find the perfect spots to appreciate the stunning views and witness magnificent sunsets in every season. Roast marshmallows by the lake, pick fresh cherries and apples from your backyard, and reconnect with nature right at your doorstep. Whether you plan to live here year-round, use it as a weekend retreat, or generate rental income, this home seamlessly accommodates your lifestyle. Conveniently located just 20 minutes from the 401, this serene retreat offers the ideal balance of convenience and tranquility. Move in and start enjoying stress-free lakeside living. (id:65958)

Subtype
Single Family
Architectural style
Raised bungalow
Structure
House
Community
Rural Hamilton
Common interest
Freehold
Lot dimensions
50 x 312 FT
Bedrooms
3 above grade
Parking
20 total
Stories
1
Fireplace
1
On market
Apr 1, 2026
Status changed
Apr 26, 2026
Annual tax
$4,573.39 (2025)
Zoning
SR
Photos
42
MLS#
X12945418
Area
HAMILTON_TOWNSHIP

Features and systems

Parking

No Garage

Basement

FinishedFullWalk out

Appliances

RefrigeratorStoveMicrowaveWater Heater

Heating

Heat PumpElectric

Cooling

Central air conditioning

Exterior

Vinyl siding

Foundation

Block

Lot

Carpet Free

View

Lake viewViewDirect Water ViewUnobstructed Water View

Waterfront

Waterfront on lake

Utilities

ElectricityCable
Negative cash flow ~$1,142/mo at these assumptions

Cash on cash

-6.53%

Cap rate

3.56%

GRM

16.7

Break-even rent

$6,453

Financing

Down payment$210,000
Loan amount$840,000
Mortgage$4,256/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$481
Insurance$80
Maintenance$875
CapEx reserve$438
Vacancy loss$263

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $4,256/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 26, 2026.

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