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Investment signal

$709,900

540 Nova St

Save this home

Beds

5

Baths

3

Sqft

Year

2014

Type

Single Family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Nanaimo. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Sharply priced 2,252 sq. ft. 1/2 duplex offering exceptional workmanship and contemporary colours throughout. Built in 2014 this home boasts 5 bedrooms, 3 bathrooms, and a den, with a spacious living room highlighted by a feature electric fireplace. The stylish kitchen has high-end stainless-steel appliances, self-closing cabinets, ample counter and cabinet space, and an island with a built-in wine rack. The kitchen opens to a generous dining area with sliding doors leading to a deck overlooking the quaint, backyard with alley access. Main level includes 2 large bedrooms, a 4-piece bath, and a lovely primary suite with a walk-in closet and 3-piece ensuite. Downstairs offers garage entry, laundry an extra-large family room with outdoor access, 2 additional bedrooms, and a den. Plumbed for a wet bar, home offers great potential for entertaining or extended family or students. Situated on a gorgeous landscaped and fenced lot, close to parks, amenities, and the university. (id:65958)

Subtype
Single Family
Structure
Duplex
Community
University District
Common interest
Condo/Strata
Living area
2,252 square feet
Parking
3 total
Condo/HOA fee
$0 monthly
Fireplace
1
On market
Mar 27, 2026
Status changed
Apr 20, 2026
Annual tax
$4,470
Zoning
Other
Photos
41
MLS#
1030189
Area
NANAIMO

Features and systems

Appliances

WasherRefrigeratorStoveDryer

Heating

Baseboard heatersElectric

Cooling

None

Community

Family OrientedPets Allowed With Restrictions
Negative cash flow ~$798/mo at these assumptions

Cash on cash

-6.74%

Cap rate

3.52%

GRM

16.7

Break-even rent

$4,390

Financing

Down payment$141,980
Loan amount$567,920
Mortgage$2,878/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$325
Insurance$80
Maintenance$592
CapEx reserve$296
Vacancy loss$178

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,878/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 20, 2026.

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