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Investment signal

$399,900

498 ESTELLE STREET

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Beds

Baths

Sqft

—

Year

—

Type

Single Family

Suite

Suite potential

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Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Pembroke. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Excellent opportunity to offset your mortgage with this well-maintained 3 bedroom home featuring a fully self-contained 2 bedroom granny suite! The main level offers a bright and spacious layout with a crisp white kitchen, a formal dining area, and a large sun-filled living room perfect for everyday living. Down the hall you'll find three generously sized bedrooms, all with closets, along with a full bathroom. The lower level is thoughtfully designed with a shared stairwell leading to a common laundry area, along with a separate entrance to the impressive granny suite. This space features a full kitchen, comfortable living area, and two large bedrooms with proper egress windows, making it ideal for extended family or rental income potential. Outside, enjoy a spacious yard with ample parking, two storage sheds, and attractive landscaping. Situated on a quiet, low-traffic dead-end street and conveniently located close to all amenities, this property is an incredibly smart investment in today's market! (id:65958)

Subtype: Single Family
Architectural style: Bungalow
Structure: House
Community: 530 - Pembroke
Common interest: Freehold
Lot dimensions: 52.1 x 132 FT
Bedrooms: 3 above grade, 2 below grade
Parking: 3 total
Stories: 1
On market: Apr 25, 2026
Status changed: Apr 25, 2026
Annual tax: $3,602 (2025)
Photos: 49
MLS#: X13045106
Area: PEMBROKE

Features and systems

Parking

No Garage

Basement

FinishedFullApartment in basementSeparate entranceN/AN/AN/A

Appliances

RefrigeratorStove

Heating

Forced airNatural gas

Cooling

None

Exterior

BrickVinyl siding

Foundation

Block

Lot

Carpet FreeIn-Law Suite

Positive cash flow ~$751/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)Default 4.5% — adjust to your rate holdAmortization (years)

Cash on cash

11.27%

Cap rate

7.12%

GRM

10.1

Break-even rent

$2,510

Financing

Down payment$79,980

Loan amount$319,920

Mortgage$1,621/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$183

Insurance$80

Maintenance$333

CapEx reserve$167

Vacancy loss$165

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $1,621/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 25, 2026.