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Investment signal

$399,900

497 CHURCH STREET

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Beds

Baths

Sqft

Year

Type

Business

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Toronto (Church-Yonge Corridor). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

High Traffic And Busy Location !! lots of bar next door. It's a Small supermarket, family own Kitchen, Fruits And Vegetables, Grocery, Bakery, Dairy Products, And Cigarettes, Lottery Here!!!Sales 1.2M/Yr, over 200k for Newer renovation, newer equipment, newer kitchen. Lots of potential: dinner, uber eat , Liquor, wine, bubble tea, and more business hour etc. , Turnkey Operation. Seller Will Train. Full Basement Can Be Used As Extra Space. Next to Subway, TTC. Ideal for owner-operators, families, or investors looking for a stable business with strong cash flow and multiple growth angles. Fully turnkey operation - seller willing to provide training. Lease Term:3+5 Years. (id:65958)

Subtype
Business
Community
Church-Yonge Corridor
Living area
3,073 square feet
On market
Jan 19, 2026
Status changed
Apr 29, 2026
Annual tax
$0
Zoning
Commercial
Photos
16
MLS#
C12708634
Area
TORONTO_(CHURCH-YONGE_CORRIDOR)

Features and systems

Heating

Forced airNatural gas

Cooling

Fully air conditioned
Negative cash flow ~$104/mo at these assumptions

Cash on cash

-1.56%

Cap rate

4.55%

GRM

13.9

Break-even rent

$2,510

Financing

Down payment$79,980
Loan amount$319,920
Mortgage$1,621/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$183
Insurance$80
Maintenance$333
CapEx reserve$167
Vacancy loss$120

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Toronto (Church-Yonge Corridor). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $1,621/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 29, 2026.

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