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Investment signal

$399,900

494 CHURCH STREET

Beds

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Baths

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Sqft

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Year

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Location

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About this home

FULLY RENTED RESIDENTIAL DUPLEX IN A CONVENIENT LOCATION. MAIN FLOOR UNIT RENTED FOR $1,450 ALL-INCLUSIVE. UPPER UNIT RENTED FOR $1,300 PLUS 50% UTILITIES. GREAT INVESTMENT OPPORTUNITY WITH STEADY INCOME. LOCATED NEAR RIVERSIDE, CLOSE TO BUS ROUTES, SCHOOLS, AND SHOPPING. (id:65958)

Subtype: Multi-family
Structure: Duplex
Common interest: Freehold
Lot dimensions: 29.99 FT X 100 FT
Stories: 2
On market: Apr 14, 2026
Status changed: Apr 14, 2026
Zoning: RD2.2
Photos: 27
MLS#: 26008013
Area: WINDSOR

Features and systems

Parking

Other

Heating

Forced airNatural gasFurnace

Cooling

Central air conditioning

Exterior

Aluminum/Vinyl

Flooring

LaminateCeramic/Porcelain

Negative cash flow ~$446/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)2026 default 5.49% — adjust to your rate holdAmortization (years)

Cash on cash

-6.69%

Cap rate

4.55%

GRM

13.9

Break-even rent

$2,869

Financing

Down payment$79,980

Loan amount$319,920

Mortgage$1,963/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$183

Insurance$80

Maintenance$333

CapEx reserve$167

Vacancy loss$120

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Windsor. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $1,963/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 14, 2026.