$639,000
463 DIVISION STREET
Beds
3
Baths
2
Sqft
—
Year
—
Type
Multi-family
Suite
Investment signal
Location nearby
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Cobourg. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.
About this home
Charming Century Home Duplex in Prime Downtown Cobourg Location. Step into timeless charm and modern convenience with this beautifully updated duplex, ideally situated in the heart of Cobourg. Just a short walk to shopping, VIA Rail, and the stunning Cobourg waterfront and beach, this property offers both lifestyle and investment appeal. The main floor unit features a spacious and tastefully renovated two-bedroom layout. Upstairs, the second-floor unit offers a bright and airy one-bedroom, also updated. Recent upgrades include: Brand new wood front porch (2023). New back deck perfect for outdoor entertaining (2022). Fresh vinyl siding for enhanced curb appeal (2022). Modernized kitchens and bathrooms in both units (2022 Lower Unit, 2024 Upper Unit). New high-efficiency furnace (2025). Enjoy the extra space of a large backyard, ideal for tenants or future garden plans. Whether you're an investor or a homeowner, this property checks all the boxes. (id:65958)
- Subtype
- Multi-family
- Structure
- Duplex
- Community
- Cobourg
- Lot dimensions
- 14.3 x 37.8 M
- Bedrooms
- 3 above grade
- Parking
- 5 total
- Stories
- 2
- On market
- Jun 6, 2025
- Status changed
- Apr 24, 2026
- Annual tax
- $4,140
- Zoning
- R3
- Photos
- 27
- MLS#
- X12201755
- Area
- COBOURG
Features and systems
Parking
Basement
Appliances
Heating
Cooling
Exterior
Foundation
Lot
Community
Cash on cash
-6.78%
Cap rate
3.51%
GRM
16.6
Break-even rent
$3,960
Financing
Operating expenses (monthly)
Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Mortgage estimate
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.